Free online tools that just work

61 fast, private tools for invoices, tax, loans, text and everyday jobs. No sign-up, no uploads: everything runs in your browser.

Private by designWhat you type never leaves your device. No accounts, no tracking cookies.
InstantPlain, lightweight pages that load in a blink, even on mobile data.
Free, with no catchNo watermarks, no limits, no "upgrade to download".

Invoicing & business

Bill clients, price your work and get paid.

Tax calculators

GST, VAT and freelancer income tax, worked out line by line.

Money & loans

EMI, SIP, compound interest and the real cost of currency conversion.

EMI calculator

Monthly loan EMI, total interest and a full amortisation schedule.

SIP calculator

Future value of a monthly SIP or lump sum, with annual step-up and inflation.

Compound interest calculator

Grow a deposit with daily, monthly or yearly compounding and regular top-ups.

Exchange rate markup calculator

See the hidden cost of currency conversion by PayPal, banks and payment apps.

Mortgage calculator

Monthly mortgage payment with tax, insurance, HOA and PMI, plus a full schedule.

Salary calculator

Convert pay between hourly, daily, weekly, monthly and annual, both ways.

CAGR calculator

Find compound annual growth rate, end value or years to reach a target.

Discount calculator

Sale price and savings, stacked discounts, original price and percent off.

Tip calculator

Work out the tip, the total and each person's share of the bill.

PPF calculator

PPF maturity at 7.1% for 15 years or longer, with a year-by-year table.

FD calculator

Fixed deposit maturity with quarterly compounding, payout options and TDS check.

RD calculator

Recurring deposit maturity with the quarterly compounding banks use.

Simple interest calculator

Find interest, principal, rate or time, and compare with compound interest.

SWP calculator

Monthly withdrawals from a lump sum: what's left and when it runs out.

NPS calculator

NPS corpus at retirement, lump sum, annuity and estimated monthly pension.

Gratuity calculator

Gratuity under the new Labour Codes, including fixed-term pro rata and tax.

Solar plant income calculator

Units, monthly revenue, 25-year income and payback for a 1 MW or 5 MW solar plant in India.

Health & fitness

BMI, daily calories and body measurements, with the formulas shown.

Text & code

Count, convert, encode and tidy up text, JSON and data.

Everyday utilities

QR codes, passwords, dates, ages and images.

No tool matches that yet. Suggest one.

Sister site

Freelancing from India for clients abroad? easylancing handles export invoices, the monthly RBI EDF and GST records for Indian freelancers paid from abroad. Free to start.

Visit easylancing.in →

Why another tools site?

Most free tool sites make you sign up before you can download, stamp a watermark on your invoice, or send your text to a server you know nothing about. FreeTools99 does none of that. Each tool is a single, fast page; the maths runs in your browser, and anything you save, such as your invoice details, is kept only in your browser's local storage on your own device.

Each calculator explains its formula, so you can check the numbers yourself. The tax pages state the rules they use and the date they were last checked.